Virtual Branch Online Banking

Click Here to Log In
First Time User? Enroll Now.

Online Banking

Online Banking

Manage Your Accounts Anytime, Anywhere

Choice One’s Virtual Branch is a perfect combination of service and convenience. It couldn’t be easier to manage your money with our online banking experience. Simply Login to Choice One Virtual Branch [link to virtual branch] 24 hours a day, from any computer with Internet access to get started. From transferring funds to paying bills, Choice One online banking makes managing your money safe, simple and convenient. Best of all, our Virtual Branch is free! Choice One Online Banking is your key to convenient money management.

Virtual Branch Features

  • Access All Of Your Credit Union Loans & Accounts
  • Transfer Funds Between Choice One Accounts
  • Check Account Balances
  • View Account History
  • Conduct & Verify Transactions
  • Apply for a Loan [make sure you can do this]
  • Make Loan Payments
  • Make Credit Card Payments [make sure you can do this]
  • Pay Your Bills with Online Bill Pay
  • Mobile Money App For Cell Phone & Tablet Access
  • Sign Up for Free eStatements
  • And More!

The Convenience of Virtual Branch

Virtual Branch enables you to do so much so easily. Avoid the clutter of paper statements and enroll in our eStatements. You can access current and previous statements at any time, quickly and easily. You can also enroll in automatic bill pay to ensure you never miss a payment. Review your transactions anytime, anywhere, and so much more.

Sign Up for Virtual Branch

Not signed up for online banking? Opening your Virtual Branch account is easy. Come to any Choice One Community Credit Union location or download an application and bring it with you to get started. Once your account is activated, you can logon and sign up for our Mobile Money App.

Download Application Branch Locations

Mobile Money App

Mobile Money allows you to easily access your accounts and conduct transactions with your mobile phone and tablet. It’s another free credit union service. To use Mobile Money, your cell phone or tablet must send and receive text messages and have Internet access. If you have any questions, call or stop by the Hazleton, Plains Township or Wilkes-Barre credit union locations.

Learn More

*Regular messaging rates apply. Cell phone providers may charge additional fees for Internet access and/or text messaging.

Some Things To Know When You Sign Up

Protecting your account information is a priority at Choice One FCU. Your Security Code is stored in an encrypted database that even we can’t decode. Additional Enhanced Authentication protects your online data and helps guard against phishing scams and identity theft. It recognizes your computer and your usage patterns. If a questionable logon attempt is detected, the system will require additional identity verification before it will allow the user access to your Virtual Branch account.

The system also displays a secret image and phrase combination that you choose. Your image and phrase are displayed each time you logon to verify you are the person accessing your online banking or bill payment account. If you do not see your image and phrase when you try to login, never enter your Security Code. Additional Choice One security measures include:

  • Secure Sockets Layer (SSL) protocol to ensure that your connection and any information transmitted is protected.
  • 128-bit encryption to make your information unreadable as it passes over the Internet.
  • Automatic time out that occurs if you are inactive in the secure area of our site for more than 10 minutes.

Protect Your Personal Information

While we continue to evaluate and implement the latest improvements in Internet security technology, users of the system also have the responsibility to protect their personal and account information. The following recommendations should always be followed:

  • Our site is best viewed with the most current versions of Internet Explorer, Firefox, and Safari.
  • Keep your Security Code confidential. Do not carry it in your wallet.
  • Be sure others are not watching you enter your password information on a public computer or at an ATM.
  • Never leave your computer unattended while logged on to the Virtual Branch system. Others could approach your computer and gain access to your account information.
  • Always exit the system when you are finished to end your session. Do not simply close your browser. Once you exit the system and the session has ended, no further transactions can be processed until you log on to the system again.
  • Close your browser when finished, so that others cannot view any screens that might include your account information.
  • Keep your computer free of viruses. Use virus protection software to routinely check your computer(s). Never allow a virus to remain on your computer when you access the Virtual Branch online banking system.

For more information about Virtual Banking, visit our Wilkes-Barre or Hazleton credit union locations or contact us online.

Location Information Contact Us

About Choice One

We serve more than 13,000 members (and counting) throughout Pennsylvania. If you live, work, worship, go to school or own a business entity in Luzerne, Lackawanna or Wyoming Counties, you are eligible to join. So, stop in today and see the difference at Choice One!

Latest News

Become a Member

You are now leaving Choice One Community Credit Union

Choice One Community Credit Union provides links to web sites of other organizations in order to provide visitors with certain information. A link does not constitute an endorsement of content, viewpoint, policies, products or services of that web site. Once you link to another web site not maintained by Choice One Community Credit Union, you are subject to the terms and conditions of that web site, including but not limited to its privacy policy.

You will be redirected to

Click the link above to continue or CANCEL