Virtual Branch Online Banking

Checking Accounts & Debit Card

Checking Accounts & Debit Card

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Choice One Checking Acccounts – No Minimum Balance. No Monthly Fees!

A Choice One checking account is simply the best choice for ease and flexibility in making purchases and paying bills. We realize that a checking account is about more than just writing checks. It’s about convenience and our checking account was designed to meet your financial needs. Plus, you’ll avoid the high fees and balance requirements of other financial institutions. We also offer online banking and mobile banking, so you can access your account anytime, anywhere.

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Choice One Checking Account Features

• No Per Check Charges
• No Monthly Maintenance Fees
• No Minimum Balance Requirement
• Free VISA Check/ATM Card Option (with Qualifying Direct Deposit)
• Free Online Account Access
• Free Direct Deposit/Payroll Deduction Options
• Free Virtual Branch Online Banking
• Free Mobile Banking from Any Mobile Device
• Free Access to the BARB Audio Response Phone System
• Easy to Read Monthly or e-statement Options
• Automatic Overdraft Protection
• Sure-2-Pay Overdraft Option
• Ability to Reorder Checks
• And so much more!

Choice One Debit Card

The Choice One debit card looks like a credit card but works just like a check. Best of all it’s free. You can use your debit card anywhere VISA is accepted, including restaurants, gas stations, grocery stores, retail stores, online shops, and more. The purchase is immediately deducted from your Choice One checking account. You can also use your VISA debit card at any ATM nationwide where you see the VISA or STAR symbol. This gives you convenient access to your funds at many thousands of ATMs across the country. As another perk, you can earn rewards for purchases with our UChoose Rewards program.

Make the Switch to Choice One

It’s easy to make the switch to Choice One. Just download our easy to use Switch Kit and make the move from your current financial institution to Choice One Today.

Switch Kit

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Order Checks

It’s easy, fast and secure to order checks right online at the link below.

Reorder Checks

About Choice One

We serve more than 13,000 members (and counting) throughout Pennsylvania. If you live, work, worship, go to school or own a business entity in Luzerne, Lackawanna or Wyoming Counties, you are eligible to join. So, stop in today and see the difference at Choice One!

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