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Whether you’re shopping for a new ride or looking to lower your payment on an existing vehicle, you can get where you need to go with our low, fixed rates on both new and used auto loans. Our new & used car loan rates are great for purchasing or refinancing.
| APR* | Info and/or Terms
Effective Date: 03/01/2025
Rates Subject to Change at Anytime |
|---|---|
| Rates as low as 5.39%* | With terms up to 84 Months 110% Financing on Vehicles *This rate includes the .25% discount for Auto Pay. |
| APR* | Info and/or Terms
Effective Date: 03/01/2025
Rates Subject to Change at Anytime |
|---|---|
| Rates as low as 5.49%* | With terms up to 78 months *This rate includes the .25% discount with Auto Pay. |
| Rates as low as 8.49%* | Older Vehicles 2015 OR OLDER Term: 48 Months *This rate includes the .25% discount with Auto Pay. |
*APR=Annual Percentage Rate. Rates shown are for qualified borrowers and are subject to change without notice. Rates shown include a .25% discount for auto deduct from a Choice One share or share draft account. Contact your credit union loan officer for complete details and current rates. Finance charges will accrue during the auto loan 90 day no payment option.
We serve more than 13,000 members (and counting) throughout Pennsylvania. If you live, work, worship, go to school or own a business entity in Luzerne, Lackawanna or Wyoming Counties, you are eligible to join. So, stop in today and see the difference at Choice One!
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