CD Rates | Choice One Community Credit Union

We are happy to announce the re-opening of all Choice One branch lobbies Monday thru Friday for normal hours beginning on Monday, April, 12th. Saturdays will continue to be drive-thru only. Click here for more information.

Share Certificates Rates

APR*	APY**	Info and/or Terms Effective Date 02/08/2021 Rates Subject to Change
0.30%	0.30%	Term: 6-Months Quoted Monthly Minimum Investment balance of $500.00 Early withdrawal penalty is 90 days of dividends earned or not. All Share Certificates require $100.00 to be maintained in Share/Savings Account for members 18 years of age and older.
0.35%	0.35%	Term: 12-Months Quoted Monthly Minimum Investment balance of $500.00 Early withdrawal penalty is 90 days of dividends earned or not. All Share Certificates require $100.00 to be maintained in Share/Savings Account for members 18 years of age and older.
0.40%	0.40%	Term: 24-Months Quoted Monthly Minimum Investment balance of $500.00 Early withdrawal penalty is 180 days of dividends earned or not. All Share Certificates require $100.00 to be maintained in Share/Savings Account for members 18 years of age and older.
0.50%	0.50%	Term: 36-Months Quoted Monthly Minimum Investment balance of $500.00 Early withdrawal penalty is 180 days of dividends earned or not. All Share Certificates require $100.00 to be maintained in Share/Savings Account for members 18 years of age and older.
0.60%	0.60%	Term: 48-Months Quoted Monthly Minimum Investment balance of $500.00 Early withdrawal penalty is 180 days of dividends earned or not. All Share Certificates require $100.00 to be maintained in Share/Savings Account for members 18 years of age and older.
0.75%	0.75%	Term: 60-Months Quoted Monthly Minimum Investment balance of $500.00 Early withdrawal penalty is 180 days of dividends earned or not. All Share Certificates require $100.00 to be maintained in Share/Savings Account for members 18 years of age and older.

Expert Advice

Blue pair of scissors cutting a piece of paper with the word taxes written on it

When are home equity loans tax deductible?

How to Refinance a Home Equity Loan

Credit report sitting on a wooden table with a pair of reading glasses on top of it

Correcting Credit Report Errors

About Choice One

We serve more than 13,000 members (and counting) throughout Pennsylvania. If you live, work, worship, go to school or own a business entity in Luzerne, Lackawanna or Wyoming Counties, you are eligible to join. So, stop in today and see the difference at Choice One!