New Debit Card Chargeback Procedures

Attention all members! In the event you need to dispute a charge on your Choice One Visa ®️ Debit Card, there will be a 45 day waiting period for funds to be returned. Because we can’t resolve the issue sooner, please contact the merchant first to obtain credit. In the event that you can’t settle the…

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How to Safeguard Your Cash and Personal Info at ATMs

An ATM can be a lifesaver when you’re on the go and need some fast cash. But as helpful as these machines can be, they’re also magnets for fraudsters who are out to make a quick buck. In fact, criminals stole data from magnetic-strip debit cards at ATMs at the highest rate in over 20…

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The Products You Need When You Need Them

At Choice One we make managing your money easier. Your membership comes with many benefits and great convenience. You can enjoy some winter fun, and we can help you manage your finances anytime of the day or night, no matter where you might be. We have the right services for your busy lifestyle. Virtual Branch…

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Understanding Club Savings Accounts

If you’re looking to save for a specific short-term goal, you may want to consider opening a dedicated savings account. Many financial institutions offer these accounts, also known as club savings accounts, for major spending events such as holiday shopping, vacations and even taxes. You can generally open these accounts at any time of the…

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6 Ways to Save More Money in the New Year

Even if saving has never been your thing and money is tight, the coming of a new year is an opportunity to change old financial habits. Here are some ways to become a more efficient saver. 1. Budget Budgeting helps you organize your finances so you have money left over to save each month. It…

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After Christmas Loans Available Now!

Spend a little more this holiday than you budgeted for? Choice One could solve the problem with an After Christmas Loan. It’s affordable too. You can borrow the money you want to pay off those high interest credit cards with a rate as low as 5.74% APR* and a 12 month repayment term. Don’t miss this chance to consolidate and…

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Spring Savings Are In Full Bloom

Celebrate spring with the purchase of a new car, a spring vacation or a home improvement project, with a low-interest loan from Choice One Community Credit Union. We can help you today with the loan you need for any reason at a payment that fits your budget. As an added bonus, you’ll get 1% cash…

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System Upgrade To An Enhanced Platform

Choice One strives to make sure that you have the best in available technology. That’s why we have been working hard to upgrade our core platform. This transition to a new platform that will be more user-friendly and efficient is supposed to be finished by 11:00 AM on Monday, May 2, 2016. During the final…

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Here’s How to Make Credit Work for You

It’s hard to escape credit in America, with everything from fliers in your mailbox advertising new credit card deals to musical commercials touting free credit scores. But what exactly is credit, how do you get it and, most importantly, why does it matter? Read on to learn the basics. What is credit? The definition of…

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Allpoint Surcharge-Free ATM Network

Members of Choice One have access to 55,000 surcharge-free ATMs in the US and UK, Puerto Rico, Australia, Mexico, and Canada. This means that you can always access your cash wherever your travels take you. Finding an Allpoint ATM is super easy. Just download the mobile app on your iPhone or Android device, check online before you head out…

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