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Club Savings Accounts

Club Savings Accounts

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Club Savings Accounts for Short Term Saving

Credit union club accounts are the ideal solution for saving for your short-term goals. Whether you’re dreaming of a tropical vacation, saving for Christmas, a wedding, new furniture, or anything at all, a Choice One club account can guarantee you’ll have the money you need when you need it. Set aside funds and earn dividends at our regular share savings account interest rate when minimum balance requirements are met. Don’t delay, open your club savings account any time for any reason.

Stop by any of our convenient branch locations to open your club account today!


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Club Account Details

Save as little or as much as you like to ensure you have the money you need when you need it. Opening a club account is easy. Once it’s open, fund it conveniently through payroll deduction or direct deposit. You won’t even miss the money you are saving.

Here’s how Club Accounts work:
• It can be opened at any time and for any reason.
• It can be started with any amount you choose.
• You can make deposits in person, via Payroll Deduction or Direct Deposit.
• Partial or total withdrawals can be made at any time, with the exception of our Christmas Clubs, which have the following conditions:
• Withdrawals made between January 1st to September 30th are subject to a $10.00 fee each time.
• Withdrawals made between October 1st to December 31st are free.
• No monthly service charges.
• You choose the amount you want to save each week.
• Accounts are federally insured by the NCUSIF*.

• The NCUSIF is the National Credit Union Share Insurance Fund. It is a federally insured program governed by the NCUA (National Credit Union Administration).

Christmas Club Account

There’s no better way to save for the holidays than a credit union Christmas club. Open the account at any time and make deposits whenever you’d like. Save regularly with direct deposit to ensure you have the money you need when the holidays roll around. Make withdrawals from the account free of charge anytime between October 1 and December 31, just in time for your Christmas shopping and entertaining needs. Get a jump start on the holidays, open a Christmas club account at Choice One today.

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Custom Club Account

Customize your own club account for your individual needs. Set aside funds for a vacation, for a large purchase, for a special occasion, such as a wedding, or even in preparation of tax time. Whatever your needs throughout the year, a club account is a great way to save. Stop by a Choice One branch today and open your club account.

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Share Savings/Club Accounts Rates

APR* APY** Info and/or Terms
Effective Date: 01/01/2024
Rates Subject to Change at Anytime
0.05% 0.05% Share Savings: $100.00 and up
-$100 minimum balance to earn dividends
-$5 minimum to open account
0.05% 0.05% Christmas Clubs
-$100 minimum balance to earn dividends
-$5 minimum to open account
0.05% 0.05% Vacation/All Purpose Clubs
-$100 minimum balance to earn dividends
-$5 minimum to open account
0.30% 0.30% IRAs

About Choice One

We serve more than 13,000 members (and counting) throughout Pennsylvania. If you live, work, worship, go to school or own a business entity in Luzerne, Lackawanna or Wyoming Counties, you are eligible to join. So, stop in today and see the difference at Choice One!

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