Savings Account

A Savings Account is Your “Share” of Ownership

To join our ranks and become a member at Choice One Community Credit Union you must first open a share savings account. With a minimum deposit of just $10 ($5 for the one-time Membership Fee, and $5 for your minimum balance), you get a “share” of the credit union. To keep your membership and take advantage of the many benefits that Choice One has to offer, simply maintain at least a minimum of $5 in the account. It’s not only the first step to membership, it’s also a big step towards smart financial planning.

Already a member? Download agreement form.

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Grow your money with a Choice One savings account

As you grow your money, you’ll start to earn a competitive dividend (or interest). This starts once you reach a minimum balance of $100. A Choice One savings account is designed to fit many of your saving needs. It’s the simple, smart way to save for everything from a college education or a new car to a special purchase or life event, or even an unexpected emergency. Set up direct deposit into your share savings for easy set it and forget it savings!

Saving can be hard work but rest easy knowing that your money is safe and insured, along with any other Choice One deposit accounts you may open, for a combined total of up to $250,000 by the NCUSIF.*

Open a Savings Account

If you are not already a Choice One member, then it’s time to join. Simply, download and complete the Membership Card [link to membership app] and return it to any one of our three conveniently-located branches in Wilkes-Barre, Hazleton or Plains Township to get started.

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Share Savings/Club Accounts Rates

APR*	APY**	Info and/or Terms Effective Date: 07/01/2025 Rates Subject to Change at Anytime
0.05%	0.05%	Share Savings: $100.00 and up -$100 minimum balance to earn dividends -$5 minimum to open account
0.05%	0.05%	Christmas Clubs -$100 minimum balance to earn dividends -$5 minimum to open account
0.05%	0.05%	Vacation/All Purpose Clubs -$100 minimum balance to earn dividends -$5 minimum to open account
0.30%	0.30%	IRAs

*** The NCUSIF is the National Credit Union Share Insurance Fund. It is a federally insured program governed by the NCUA (National Credit Union Administration).

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About Choice One

We serve more than 13,000 members (and counting) throughout Pennsylvania. If you live, work, worship, go to school or own a business entity in Luzerne, Lackawanna or Wyoming Counties, you are eligible to join. So, stop in today and see the difference at Choice One!

A Savings Account is Your “Share” of Ownership

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