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To join our ranks and become a member at Choice One Community Credit Union you must first open a share savings account. With a minimum deposit of just $10 ($5 for the one-time Membership Fee, and $5 for your minimum balance), you get a “share” of the credit union. To keep your membership and take advantage of the many benefits that Choice One has to offer, simply maintain at least a minimum of $5 in the account. It’s not only the first step to membership, it’s also a big step towards smart financial planning.
Already a member? Download agreement form.
Download FormSaving can be hard work but rest easy knowing that your money is safe and insured, along with any other Choice One deposit accounts you may open, for a combined total of up to $250,000 by the NCUSIF.*
APR* | APY** | Info and/or Terms
Effective Date: 07/01/2025
Rates Subject to Change at Anytime |
---|---|---|
0.05% | 0.05% | Share Savings: $100.00 and up -$100 minimum balance to earn dividends -$5 minimum to open account |
0.05% | 0.05% | Christmas Clubs -$100 minimum balance to earn dividends -$5 minimum to open account |
0.05% | 0.05% | Vacation/All Purpose Clubs -$100 minimum balance to earn dividends -$5 minimum to open account |
0.30% | 0.30% | IRAs |
*** The NCUSIF is the National Credit Union Share Insurance Fund. It is a federally insured program governed by the NCUA (National Credit Union Administration).
We serve more than 13,000 members (and counting) throughout Pennsylvania. If you live, work, worship, go to school or own a business entity in Luzerne, Lackawanna or Wyoming Counties, you are eligible to join. So, stop in today and see the difference at Choice One!
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