Virtual Branch Online Banking

Click Here to Log In
First Time User? Enroll Now.

Personal Loan Line of Credit

Personal Loan Line of Credit

Apply Now

Personal Line of Credit

With a Choice One line of credit, you can draw the money you need when you want it. It’s a great option when you know you will be needing money, but aren’t exactly sure how much. A line of credit is similar to a credit card. You can borrow up to your pre-approved credit limit, and as you pay it back the principal becomes available again. Plan ahead for major expenses like home repairs or tuition costs with the help of a personal LOC. You’ll have a bit of a financial cushion with convenient access to cash when you want it. Once you are approved, you simply withdraw the money as you need it. It’s that easy.

Features of a Choice One Personal Line of Credit

  • Line of Credit Up To $10,000
  • Unsecured Loan
  • Terms Up To 72 Months
  • $100 Minimum Draw
  • Overdraft Protection
  • Must have a share draft and debit card to apply

Finance almost anything at all with a personal line of credit. Borrow the money you need today. You can visit one of our Hazleton or Wilkes-Barre credit union locations to complete your application or apply quickly right online.

Personal Line of Credit Rates

APR* Info and/or Terms
As low as 6.74%* Term: Up to 72 Months
Maximum loan amount up to $10,000.00
*This rate includes the .25% discount with Auto Pay.

About Choice One

We serve more than 13,000 members (and counting) throughout Pennsylvania. If you live, work, worship, go to school or own a business entity in Luzerne, Lackawanna or Wyoming Counties, you are eligible to join. So, stop in today and see the difference at Choice One!

Latest News

Become a Member