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Personal Loans

Personal Loans

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As a member of Choice One Credit Union, you have access to a full range of personal loans at competitive rates. Have questions about which personal loan is right for you? Call or visit one of our Wilkes-Barre or Hazleton credit union locations to speak to a Choice One loan representative.

Personal Loan Rates

APR* Info and/or Terms
As low as 5.74%* Term: 72 Months Limit 20% of Gross Income not to exceed $10,000.00

*This rate includes the .25% discount with Auto Pay.

Features of a Choice One Personal Loan

  • Borrow Up to $10,000
  • Fixed Rate Loan
  • Terms Up To 72 Months
  • Unsecured & Secured Loans Available

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Unsecured Personal Loans

When you have unexpected expenses or are in need of a quick and affordable loan for any reason, an unsecured personal loan might be the best option for your needs. An unsecured personal loan is one of our most popular loans because it doesn’t require collateral and it can be used for any purpose. Borrow the money you need to consolidate bills, pay unexpected medical expenses, take a vacation, make home repairs or buy a new vehicle. All you need is your good credit. All we need is your signature. Put a credit union personal loan to work for you today!

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Share Secured Personal Loans

A Choice One Share Secured Personal Loan is another money-saving option. Since the secured interest rate is even lower than our unsecured loan rate, so are your payments. Another great advantage for both loan options is that you can apply and be approved quickly. As a Choice One member, you can borrow the money you need when you need it with a share secured personal loan. It’s quick and easy to apply!

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About Choice One

We serve more than 13,000 members (and counting) throughout Pennsylvania. If you live, work, worship, go to school or own a business entity in Luzerne, Lackawanna or Wyoming Counties, you are eligible to join. So, stop in today and see the difference at Choice One!

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