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Personal Loans

Personal Loans

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Personal Loan Rates As Low As 9.25% APR*

The average credit card rate in America as of 4/21 was a whopping 23.84%. Whether you’re looking to consolidate debt, make a major purchase, or pay for unplanned expenses, a fixed rate personal loan is often a better borrowing option. Choice One personal loans feature low fixed rates and flexible term options. Apply online today or call or visit one of our credit union locations to speak to a Choice One Loan Representative.

Features of a Choice One Personal Loan

  • Borrow Up to $10,000
  • Fixed-Rate Loan
  • Terms Up To 72 Months
  • Unsecured & Secured Loans Available

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Personal Loan Rates

APR* Info and/or Terms
Effective Date 01/01/2024
Rates Subject to Change at Anytime
As low as 9.25%* Term: Up to 72 Months

Limit 20% of Gross Income not to exceed $10,000.00

*This rate includes the .25% discount with Auto Pay.

Unsecured Personal Loans

When you have unexpected expenses or are in need of a quick and affordable loan for any reason, an unsecured personal loan might be the best option for your needs. An unsecured personal loan is one of our most popular loans because it doesn’t require collateral and it can be used for any purpose. Borrow the money you need to consolidate bills, pay unexpected medical expenses, take a vacation, make home repairs or buy a new vehicle. All you need is your good credit. All we need is your signature. Put a credit union personal loan to work for you today!

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Share Secured Personal Loans

A Choice One Share Secured Personal Loan is a great low-interest personal loan option. Since the secured interest rate is even lower than our unsecured loan rate, so are your payments. With a share secured personal loan, you’ll benefit from fast loan processing, low-interest rates, and convenient repayment terms. As a Choice One member, you can put your savings to work for you and borrow the money you need when you need it with a share secured personal loan. It a great loan choice.

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About Choice One

We serve more than 13,000 members (and counting) throughout Pennsylvania. If you live, work, worship, go to school or own a business entity in Luzerne, Lackawanna or Wyoming Counties, you are eligible to join. So, stop in today and see the difference at Choice One!

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