Virtual Branch Online Banking
Choice One Credit Union VISA Platinum and Classic Credit Cards are the safe and convenient way to pay when shopping in stores or online, when traveling, for emergencies, or for just about anything. You’ll save money with our low credit card rates and enjoy the convenience of VISA wherever you go. Make the switch to a Choice One VISA today!
Get the purchasing power you need and start saving today. Apply for a Choice One VISA today! Apply for a Choice One VISA online or in person at any branch.
Apply Online View Existing Account Online
| APR* | Info and/or Terms
Effective Date: 01/01/2024
Rates Subject to Change at Anytime |
|---|---|
| VISA Platinum As low as 8.90%* | Annual Percentage Rate for Purchases and Cash Advances Transaction Fee for Purchases: Average Daily Balance (including new purchases) Grace Period for Purchases: 25 days No Annual Fee Application Fee $5.00 Transfer Rate – 0% APR* for six billing cycles. |
| VISA Classic As low as 13.50%* | Annual Percentage Rate for Purchases and Cash Advances Transaction Fee for Purchases: Average Daily Balance (including new purchases) Grace Period for Purchases: 25 days No Annual Fee Application Fee $5.00 Transfer Rate – 0% APR* for six billing cycles. |
Transfer your balance to an existing credit card by calling 1-844-700-1127.
Apply Online Balance Transfer Form
Or, click here to log in if you are currently not a Virtual Branch Online Banking user.
| Annual Percentage Rate for Purchases, Cash Advances, and Balance Transfers | VISA Platinum 8.90% APR* VISA Classic 13.50% APR* Balance Transfer Rate – 0% APR* |
| Grace Period for Purchases | 25 days |
| Annual Fee | None |
| Transaction Fee for purchases | Average Daily Balance (including new purchases) |
| Application Fee | $5.00 |
*0% VISA Balance Transfer Rate is valid for 6 billing cycles from date of transfer. Rate returns to current rate at that time. Choice One’s current Platinum Visa Credit Card Rate is 8.90% APR and Classic Visa Card is 13.50% APR with No Balance Transfer or Annual Fee. Balance Transfer offer is good on any new or existing Choice One Platinum or Classic Credit Card. 0% balance transfer rate is for balances transferred from another institution only. Transfers may not exceed the credit line a member is approved for.
We serve more than 13,000 members (and counting) throughout Pennsylvania. If you live, work, worship, go to school or own a business entity in Luzerne, Lackawanna or Wyoming Counties, you are eligible to join. So, stop in today and see the difference at Choice One!
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