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VISA Credit Cards

VISA Credit Cards

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VISA Credit Cards that fit your lifestyle!

Choice One Credit Union VISA Platinum and Classic Credit Cards are the safe and convenient way to pay when shopping in stores or online, when traveling, for emergencies, or for just about anything. You’ll save money with our low credit card rates and enjoy the convenience of VISA wherever you go. Make the switch to a Choice One VISA today!

Choice One VISA Credit Card Features

  •  Platinum – A Low 8.90% APR*
  • Classic – A Low 13.50% APR*
  • 2.99%** APR VISA Balance Transfer Rate
  • No Annual Fee
  • 25-day Interest-Free Grace Period On Purchases
  • Accepted Everywhere
  • Worldwide Cash Advance Option
  • No Balance Transfer Fee
  • UChoose Rewards

Get the purchasing power you need and start saving today. Apply for a Choice One VISA today! Apply for a Choice One VISA online or in person at any branch.

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Transfer Credit Card Balances & Save

Take advantage of our balance transfer offer and save money by transferring higher-rate credit card balances to a Choice One VISA credit card. With our lower interest rate and no or low fees, you can save money instantly.

Transfer your balance to an existing credit card by calling 1-844-700-1127

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Manage Your Visa Credit Card Account Online

You can manage your credit card account quickly and easily online 24/7. Access your Choice One VISA credit card statements, check transactions and pay your bills online. It’s the easy and convenient way to manage your account. Now, you can do it all through your normal Choice One Virtual Branch Log In.

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Note: All members need to re-enroll as of 8/29/2016 with the new chip cards.

Pay Your Visa Bill Online

As of 8/29/2016, you will need to re-enroll to make a payment on your Visa Credit Card. Please visit our new website below.

Pay Bill

VISA Credit Card Agreement

Choice One Federal Credit Union VISA® Summary of Terms

Annual Percentage Rate for Purchases, Cash Advances, and Balance Transfers VISA Platinum 8.90% A.P.R.
VISA Classic 13.50% A.P.R.Balance Transfer Rate- 2.99% A.P.R.**
Grace Period for Purchases 25 days
Annual Fee None
Transaction Fee for purchases Average Daily Balance (including new purchases)
Application Fee $5.00

VISA Credit Card Rates

APR* Info and/or Terms
VISA Platinum -As low as 8.90%* Annual Percentage Rate for Purchases and Cash Advances
Transaction Fee for Purchases: Average Daily Balance (including new purchases)
Grace Period for Purchases: 25 days
No Annual Fee
Application Fee $5.00
Transfer Rate – 2.99% for six billing cycles.
VISA Classic - As low as 13.50%* Annual Percentage Rate for Purchases and Cash Advances
Transaction Fee for Purchases: Average Daily Balance (including new purchases)
Grace Period for Purchases: 25 days
No Annual Fee
Application Fee $5.00
Transfer Rate – 2.99% for six billing cycles.

**2.99% VISA Balance Transfer Rate is valid for 6 billing cycles from date of transfer. Rate returns to current rate at that time. Choice One’s current Platinum Visa Credit Card Rate is 8.90% APR and Classic Visa Card is 13.50% APR with No-Annual Fee. Balance Transfer offer is good on any new or existing Choice One Platinum or Classic Credit Card. 2.99% balance transfer rate is for balances transferred from another institution only. Transfers may not exceed the credit line a member is approved for.

About Choice One

We serve more than 13,000 members (and counting) throughout Pennsylvania. If you live, work, worship, go to school or own a business entity in Luzerne, Lackawanna or Wyoming Counties, you are eligible to join. So, stop in today and see the difference at Choice One!

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