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Savings Account Rates

Savings Account Rates

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Share Certificates Rates

APR* APY** Info and/or Terms
Effective Date 07/01/2023
Rates Subject to Change at Anytime
1.50% 1.51% Term: 6-Months Quoted Monthly Minimum Investment balance of $500.00
Early withdrawal penalty is 90 days of dividends earned or not. All Share Certificates require $100.00 to be maintained in Share/Savings Account for members 18 years of age and older.
1.75% 1.76% Term: 12-Months Quoted Monthly Minimum Investment balance of $500.00
Early withdrawal penalty is 90 days of dividends earned or not. All Share Certificates require $100.00 to be maintained in Share/Savings Account for members 18 years of age and older.
2.00% 2.02% Term: 24-Months Quoted Monthly Minimum Investment balance of $500.00
Early withdrawal penalty is 180 days of dividends earned or not. All Share Certificates require $100.00 to be maintained in Share/Savings Account for members 18 years of age and older.
2.20% 2.22% Term: 36-Months Quoted Monthly Minimum Investment balance of $500.00
Early withdrawal penalty is 180 days of dividends earned or not. All Share Certificates require $100.00 to be maintained in Share/Savings Account for members 18 years of age and older.
2.40% 2.42% Term: 48-Months Quoted Monthly Minimum Investment balance of $500.00
Early withdrawal penalty is 180 days of dividends earned or not. All Share Certificates require $100.00 to be maintained in Share/Savings Account for members 18 years of age and older.
2.60% 2.63% Term: 60-Months Quoted Monthly Minimum Investment balance of $500.00
Early withdrawal penalty is 180 days of dividends earned or not. All Share Certificates require $100.00 to be maintained in Share/Savings Account for members 18 years of age and older.

Share Savings/Club Accounts Rates

APR* APY** Info and/or Terms
Effective Date 07/01/2023
Rates Subject to Change at Anytime
0.05% 0.05% Share Savings: $100.00 and up
-$100 minimum balance to earn dividends
-$5 minimum to open account
0.05% 0.05% Christmas Clubs
-$100 minimum balance to earn dividends
-$5 minimum to open account
0.05% 0.05% Vacation/All Purpose Clubs
-$100 minimum balance to earn dividends
-$5 minimum to open account
0.30% 0.30% IRAs

Money Market Rates

APR* APY** Info and/or Terms
Effective Date 07/01/2023
Rates Subject to Change at Anytime
1.50% 1.51% -Minimum Balance of $2,000.00 (up to $49,999.99)
-Each Withdrawal must be at least $500.00
-Withdrawals are to be made by check only
-Maximum of 6 withdrawals per month
-$100.00 required in primary savings account
1.75% 1.76% -Minimum Balance of $50,000.00 (up to $99,999.99)
-Each Withdrawal must be at least $500.00
-Withdrawals are to be made by check only
-Maximum of 6 withdrawals per month
-$100.00 required in primary savings account
2.00% 2.02% -Minimum Balance of $100,000.00 (and up)
-Each Withdrawal must be at least $500.00
-Withdrawals are to be made by check only
-Maximum of 6 withdrawals per month
-$100.00 required in primary savings account

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We serve more than 13,000 members (and counting) throughout Pennsylvania. If you live, work, worship, go to school or own a business entity in Luzerne, Lackawanna or Wyoming Counties, you are eligible to join. So, stop in today and see the difference at Choice One!

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