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President’s Message

President’s Message

Welcome to Choice One, where we believe in principles over profit. Our credit union is a not-for-profit, federally insured financial institution which is owned by its members. We are operated by a knowledgeable and professional staff and guided by a member-elected board of directors.

We believe that as a credit union, we can positively impact the communities we serve. We help our members finance their first homes, college education for their children, or even a family vacation. Our purpose is to help members meet their financial goals with high yield savings and investment accounts, low-interest loans, and convenient, no or low fee money management services. We are driven to help our members be more proactive in planning for their financial lives, while providing them with the outstanding service they deserve.

Choice One offers a comprehensive financial services menu with the best interests of our members in mind. This includes low-interest loans, 24/7 money management services and VISA Credit Cards. Accessing your accounts is easy and convenient. You can use online Virtual Branch and Mobile Money phone and tablet banking, ATM Cards, BARB phone access, and 24-hour loan applications to make your financial life easier.

At Choice One, we are dedicated to the credit union philosophy of people helping people. It’s what we do. If you are not already a Choice One member, we invite you and your family to join today. Simply print the online membership application and bring it to the Choice One branch nearest you. It takes just a few minutes to apply for a lifetime of money-saving benefits.

To join our ranks and become a member at Choice One Community Credit Union you must first open a share savings account. With a minimum deposit of just $10 ($5 for the one-time Membership Fee, and $5 for your minimum balance), you get a “share” of the credit union. To keep your membership and take advantage of the many benefits that Choice One has to offer, simply maintain at least a minimum of $5 in the account. It’s not only the first step to membership; it’s also a big step towards smart financial planning.

Yours In Service,

Thomas M. Smith
President/CEO

About Choice One

We serve more than 13,000 members (and counting) throughout Pennsylvania. If you live, work, worship, go to school or own a business entity in Luzerne, Lackawanna or Wyoming Counties, you are eligible to join. So, stop in today and see the difference at Choice One!

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