VISA Credit Card Rates

We are happy to announce that our branch lobbies are now open Monday thru Friday for normal business hours. However, will continue to operate drive-thru only on Saturdays. With that being said, the health and well-being of our members and staff remain our top priority. In an effort to help prevent the spread of COVID-19 the coin machine will be out of service until further notice and we continue to encourage the use of contactless options for conducting business, such as drive-thru and digital banking when able.

Enjoy the convenience of funds at your fingertips anytime, anywhere with the power of a Choice One VISA credit card. Our low VISA credit card rates on both VISA Platinum and VISA Classic cards provide you with financial flexibility and world-wide acceptance. Additional benefits inlcude a 2.99%** APR balance trasnfer rate, no annual fee and more!

APR*	Info and/or Terms
VISA Platinum -As low as 8.90%*	Annual Percentage Rate for Purchases and Cash Advances Transaction Fee for Purchases: Average Daily Balance (including new purchases) Grace Period for Purchases: 25 days No Annual Fee Application Fee $5.00 Transfer Rate – 2.99% for six billing cycles.
VISA Classic - As low as 13.50%*	Annual Percentage Rate for Purchases and Cash Advances Transaction Fee for Purchases: Average Daily Balance (including new purchases) Grace Period for Purchases: 25 days No Annual Fee Application Fee $5.00 Transfer Rate – 2.99% for six billing cycles.

Apply Online

**2.99% VISA Balance Transfer Rate is valid for 6 billing cycles from date of transfer. Rate returns to current rate at that time. Choice One’s current Platinum Visa Credit Card Rate is 8.90% APR and Classic Visa Card is 13.50% APR with No-Annual Fee. Balance Transfer offer is good on any new or existing Choice One Platinum or Classic Credit Card. 2.99% balance transfer rate is for balances transferred from another institution only. Transfers may not exceed the credit line a member is approved for.

Expert Advice

What Does Your Homeowners’ Insurance Cover?

Why You Should Carefully Consider Mortgage Refinancing

Planning For College Starts In Your Senior Year

About Choice One

We serve more than 13,000 members (and counting) throughout Pennsylvania. If you live, work, worship, go to school or own a business entity in Luzerne, Lackawanna or Wyoming Counties, you are eligible to join. So, stop in today and see the difference at Choice One!