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VISA Credit Card Rates

VISA Credit Card Rates

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Enjoy the convenience of funds at your fingertips anytime, anywhere with the power of a Choice One VISA credit card. Our low VISA credit card rates on both VISA Platinum and VISA Classic cards provide you with financial flexibility and world-wide acceptance. Additional benefits inlcude a 2.99%** APR balance trasnfer rate, no annual fee and more!

VISA Credit Card Rates

APR* Info and/or Terms
VISA Platinum -As low as 8.90%* Annual Percentage Rate for Purchases and Cash Advances
Transaction Fee for Purchases: Average Daily Balance (including new purchases)
Grace Period for Purchases: 25 days
No Annual Fee
Application Fee $5.00
Transfer Rate – 2.99% for six billing cycles.
VISA Classic - As low as 13.50%* Annual Percentage Rate for Purchases and Cash Advances
Transaction Fee for Purchases: Average Daily Balance (including new purchases)
Grace Period for Purchases: 25 days
No Annual Fee
Application Fee $5.00
Transfer Rate – 2.99% for six billing cycles.

**2.99% VISA Balance Transfer Rate is valid for 6 billing cycles from date of transfer. Rate returns to current rate at that time. Choice One’s current Platinum Visa Credit Card Rate is 8.90% APR and Classic Visa Card is 13.50% APR with No-Annual Fee. Balance Transfer offer is good on any new or existing Choice One Platinum or Classic Credit Card. 2.99% balance transfer rate is for balances transferred from another institution only. Transfers may not exceed the credit line a member is approved for.

About Choice One

We serve more than 13,000 members (and counting) throughout Pennsylvania. If you live, work, worship, go to school or own a business entity in Luzerne, Lackawanna or Wyoming Counties, you are eligible to join. So, stop in today and see the difference at Choice One!

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