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Money Market Accounts

Money Market Accounts

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Earn Dividends with a Money Market Account

Money market accounts provide higher interest rates than traditional savings accounts while still allowing easy access to your money. Put your savings to work for you and earn more at Choice One. With a minimum deposit of only $2,000 in a Choice One money market account you can earn a higher dividend without locking your money into a longer-term investment.

Earn dividends on your account balance that increase as your balance increases with our tiered money market rates. Each higher minimum balance offers a higher savings rate. So, the more you save, the more you earn!

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Money Market rate tiers

• $2,000.00 to $19,999.99
• $20,000.00 to $49,999.99
• $50,000.00 to $99,999.99
• $100,000.00 and up

5 Reasons to Open a Money Market Account

  1. Earn dividends when minimum balance is met
  2. No penalties for early withdrawal
  3. Make additional deposits anytime
  4. Easy access to your money
  5. Transfer funds between accounts

More about Choice One Money Market Accounts

You must also maintain a $100 balance in your Choice One Share Savings at all times to qualify for a money market account. Dividends cannot be earned until minimum balances for various rates are met. You can make up to 6 withdrawals per month of at least $500 each time.

To learn more or open a Money Market, call or stop by one of our three conveniently-located branches in Wilkes-Barre, Hazleton or Plains Township and start putting your money to work today!

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Money Market Rates

APR* APY** Info and/or Terms
Effective Date 01/01/2020
Rates Subject to Change
0.45% 0.45% -Minimum Balance of $2,000.00 (up to $49,999.99)
-Each Withdrawal must be at least $500.00
-Maximum of 6 withdrawals per month
-$100.00 required in primary savings account
0.70% 0.70% -Minimum Balance of $50,000.00 (up to $99,999.99)
-Each Withdrawal must be at least $500.00
-Maximum of 6 withdrawals per month
-$100.00 required in primary savings account
0.90% 0.90% -Minimum Balance of $100,000.00 (and up)
-Each Withdrawal must be at least $500.00
-Maximum of 6 withdrawals per month
-$100.00 required in primary savings account

All credit union deposit accounts, including Money Markets are insured by the NCUSIF for up to $250,000. The NCUSIF is the National Credit Union Share Insurance Fund. It is a federally insured program governed by the NCUA (National Credit Union Administration).

About Choice One

We serve more than 13,000 members (and counting) throughout Pennsylvania. If you live, work, worship, go to school or own a business entity in Luzerne, Lackawanna or Wyoming Counties, you are eligible to join. So, stop in today and see the difference at Choice One!

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