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Transfer your high-interest balances today and save! Choice One VISA Classic and Platinum Credit Cards feature 0% APR* on balance transfers for 6 months with no balance transfer or annual card fees. Plus enjoy fixed rates as low as 8.90% APR* on VISA Platinum and 13.50% APR* on VISA Classic credit cards after the special introductory period expires.
Already a Choice One VISA Classic or Platinum cardholder? Transfer balances to your existing credit card by calling 1-844-700-1127.
Apply for a Choice One VISA Platinum or Classic credit card online today! Or, you can apply in person at any branch.
Apply for a Credit Card View Existing Account Online
| APR* | Info and/or Terms |
|---|---|
| VISA Platinum As low as 8.90%* | Annual Percentage Rate for Purchases and Cash Advances Transaction Fee for Purchases: Average Daily Balance (including new purchases) Grace Period for Purchases: 25 days No Annual Fee Application Fee $5.00 Transfer Rate – 0% APR* for six billing cycles. |
| VISA Classic As low as 13.50%* | Annual Percentage Rate for Purchases and Cash Advances Transaction Fee for Purchases: Average Daily Balance (including new purchases) Grace Period for Purchases: 25 days No Annual Fee Application Fee $5.00 Transfer Rate – 0% APR* for six billing cycles. |
Note: All members need to re-enroll as of 8/29/2016 with the new chip cards.
As of 8/29/2016, you will need to re-enroll to make a payment on your Visa Credit Card. Please visit our new website below.
| Annual Percentage Rate for Purchases, Cash Advances, and Balance Transfers | VISA Platinum 8.90% APR* VISA Classic 13.50% APR* Balance Transfer Rate – 0% APR* |
| Grace Period for Purchases | 25 days |
| Annual Fee | None |
| Transaction Fee for purchases | Average Daily Balance (including new purchases) |
| Application Fee | $5.00 |
*0% VISA Balance Transfer Rate is valid for 6 billing cycles from date of transfer. Rate returns to current rate at that time. Choice One’s current Platinum Visa Credit Card Rate is 8.90% APR and Classic Visa Card is 13.50% APR with No Balance Transfer or Annual Fee. Balance Transfer offer is good on any new or existing Choice One Platinum or Classic Credit Card. 0% balance transfer rate is for balances transferred from another institution only. Transfers may not exceed the credit line a member is approved for.
We serve more than 13,000 members (and counting) throughout Pennsylvania. If you live, work, worship, go to school or own a business entity in Luzerne, Lackawanna or Wyoming Counties, you are eligible to join. So, stop in today and see the difference at Choice One!
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