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Virtual Branch Online Banking

VISA Balance Transfer Credit Cards

VISA Balance Transfer Credit Cards

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Discover Big Savings

0% APR* on Balance Transfers for 6 Months

Transfer your high-interest balances today and save! Choice One VISA Classic and Platinum Credit Cards feature 0% APR* on balance transfers for 6 months with no balance transfer or annual card fees. Plus enjoy fixed rates as low as 8.90% APR* on VISA Platinum and 13.50% APR* on VISA Classic credit cards after the special introductory period expires.

Already a Choice One VISA Classic or Platinum cardholder? Transfer balances to your existing credit card by calling 1-844-700-1127.

Choice One VISA Credit Card Features

  • Platinum – A Low 8.90% APR*
  • Classic – A Low 13.50% APR*
  • 0% APR* VISA Balance Transfer Rate
  • No Balance Transfer Fee
  • No Annual Fee
  • 25-day Interest-Free Grace Period On Purchases
  • Accepted Everywhere
  • Worldwide Cash Advance Option
  • UChoose Rewards

Apply for a Choice One VISA Platinum or Classic credit card online today! Or, you can apply in person at any branch.

Apply for a Credit Card View Existing Account Online

VISA Credit Card Rates

APR* Info and/or Terms
VISA Platinum As low as 8.90%* Annual Percentage Rate for Purchases and Cash Advances
Transaction Fee for Purchases: Average Daily Balance (including new purchases)
Grace Period for Purchases: 25 days
No Annual Fee
Application Fee $5.00
Transfer Rate – 0% APR* for six billing cycles.
VISA Classic As low as 13.50%* Annual Percentage Rate for Purchases and Cash Advances
Transaction Fee for Purchases: Average Daily Balance (including new purchases)
Grace Period for Purchases: 25 days
No Annual Fee
Application Fee $5.00
Transfer Rate – 0% APR* for six billing cycles.

Manage Your Visa Credit Card Account Online

You can manage your credit card account quickly and easily online 24/7. Access your Choice One VISA credit card statements, check transactions and pay your bills online. It’s an easy and convenient way to manage your account. Now, you can do it all through your normal Choice One Virtual Branch Log In.

Log In

Note: All members need to re-enroll as of 8/29/2016 with the new chip cards.

Pay Your Visa Bill Online

As of 8/29/2016, you will need to re-enroll to make a payment on your Visa Credit Card. Please visit our new website below.

Pay Bill

VISA Credit Card Agreement

Choice One Federal Credit Union VISA® Summary of Terms

Annual Percentage Rate for Purchases, Cash Advances, and Balance Transfers VISA Platinum 8.90% APR*
VISA Classic 13.50% APR* Balance Transfer Rate – 0% APR*
Grace Period for Purchases 25 days
Annual Fee None
Transaction Fee for purchases Average Daily Balance (including new purchases)
Application Fee $5.00

 *0% VISA Balance Transfer Rate is valid for 6 billing cycles from date of transfer. Rate returns to current rate at that time. Choice One’s current Platinum Visa Credit Card Rate is 8.90% APR and Classic Visa Card is 13.50% APR with No Balance Transfer or Annual Fee. Balance Transfer offer is good on any new or existing Choice One Platinum or Classic Credit Card. 0% balance transfer rate is for balances transferred from another institution only. Transfers may not exceed the credit line a member is approved for.​

About Choice One

We serve more than 13,000 members (and counting) throughout Pennsylvania. If you live, work, worship, go to school or own a business entity in Luzerne, Lackawanna or Wyoming Counties, you are eligible to join. So, stop in today and see the difference at Choice One!

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