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Auto Loan Refinancing

Auto Loan Refinancing

Apply for an Auto Loan

Burn Rubber, Not Cash!

We’ll beat your current rate by 1%.* Plus, make no payments for 90 days.

Refinance your existing auto loan with Choice One and we’ll reduce your current rate by 1%.* This can help you secure a lower-rate loan resulting in lower monthly payments!

Or, if you have questions call (800) 610-2788.

New Car Loan & Motorcycle Rates

APR* Info and/or Terms
Effective Date 01/01/2024
Rates Subject to Change at Anytime
Rates as low as 6.24%* With terms up to 84 Months
110% Financing on Vehicles
80% Recreational Vehicles

*This rate includes the .25% discount for Auto Pay.

Used Car Loan & Motorcycle Rates

APR* Info and/or Terms
Effective Date 1/01/2024
Rates Subject to Change at Anytime
Rates as low as 6.24%* With terms up to 78 months

*This rate includes the .25% discount with Auto Pay.
Rates as low as 8.74%* Older Vehicles / Recreational Vehicles 2015 OR OLDER Term: 48 Months

*This rate includes the .25% discount with Auto Pay.

*Choice One Community FCU may reduce your rate by 1% however your rate will never be lower than our lowest advertised new or used car rates less .25% discount for autopay from a Choice One Share or Share Draft Account. If our regular rate provides you with more savings than this offer, you will receive the lower of the two rates. Proof of your current rate (APR) is required. All loans are subject to credit and underwriting approval. Present Choice One Community FCU loans are not eligible for this offer. Finance charge will accrue during the 90 day no payment option. Contact the credit union for complete details.

About Choice One

We serve more than 13,000 members (and counting) throughout Pennsylvania. If you live, work, worship, go to school or own a business entity in Luzerne, Lackawanna or Wyoming Counties, you are eligible to join. So, stop in today and see the difference at Choice One!

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