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Home Equity Loans

Home Equity Loans

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Open the door to another option for financing large expenses by tapping into the equity in your home. Whether you’re looking to complete a major home improvement project, consolidate debt, pay an emergency expense or make a large purchase, Choice One home equity loans can be an ideal solution. A home equity loan provides you with a fixed lump sum disbursement and predictable monthly payment and term to help you better manage your budget. You’ll also experience attentive friendly service through the entire loan process, from start to finish.

Home Equity Fixed Rates

APR* Info and/or Terms
As low as 3.74%* Term: Up to 58 Months

Full Appraisal Required By Credit Union

*This rate includes the .25% discount with Auto Pay.
As low as 4.74%* Term: Up to 10 Years

Full Appraisal Required By Credit Union

*This rate includes the .25% discount with Auto Pay.
As low as 5.74%* Term: Up to 5 Years
$75,000.00 Maximum Loan Amount or 80% LTV

Drive By Appraisal Required By Credit Union

$24,000.00 Maximum for Drive By Appraisal

*This rate includes the .25% discount with Auto Pay.
As low as 4.74%* Term: Up to 15 Years

Full Appraisal Required by the Credit Union

*This rate includes the .25% discount with Auto Pay.

Home Equity Loan Benefits

• Low Fixed Rate
• Borrow Up To 80% of value
• Terms up to 15 years
• Full appraisal required
• Interest may be tax deductible depending on use*

*Check with your tax advisor. Home Equity Loan tax-deductible interest eligibility depends on your use of the funds and specific tax situation

Apply for a Home Equity Loan

Applying for a Home Equity Loan is Fast & Easy. If you need help choosing the right home equity loan in northeast Pennsylvania to fit your budget, stop by the credit union, or apply right online.

*Check with your tax advisor. Home Equity Loan tax-deductible interest eligibility depends on your use of the funds and specific tax situation.

About Choice One

We serve more than 13,000 members (and counting) throughout Pennsylvania. If you live, work, worship, go to school or own a business entity in Luzerne, Lackawanna or Wyoming Counties, you are eligible to join. So, stop in today and see the difference at Choice One!

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