Mortgage Rates | Choice One Credit Union

We can help you get into your dream house with our competitive mortgage rates and flexible terms. At Choice One, our objective is to help you meet your home ownership goals. With our low mortgage rates, we can do just that. Be sure to get pre-approved for a mortgage loan at Choice One.

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Home Mortgage Rates from $50,000 to $484,350

Effective Date 02/21/2020

Rates Shown Include 0.25% Promo Discount and are Subject to Change

Interest Rate	APR*	Info and/or Terms
As low as 3.125%	As low as 3.162%*	30 Yr Fixed - 0 Points
As low as 3.000%	As low as 3.051%*	20 Yr Fixed - 0 Points
As low as 2.750%	As low as 2.816%*	15 Yr Fixed - 0 Points
As low as 2.750%	As low as 2.846%*	10 Yr Fixed - 0 Points
As low as 4.375%	As low as 4.163%*	3/1 Yr ARM - 0 Points
As low as 5.000%	As low as 4.459%*	5/1 Yr ARM - 0 Points
As low as 5.250%	As low as 4.674%*	7/1 Yr ARM - 0 Points
As low as 4.000%	As low as 4.057%*	10/1 Yr ARM - 0 Points

Home Mortgage Rates Greater than $484,350

APR*	Info and/or Terms Effective Date 11/6/2019 Rates Subject to Change
Call For Rates	30 Yr Fixed
Call for Rates	15 Yr Fixed
Call for Rates	3/1 Yr ARM
Call for Rates	5/1 Yr ARM

FHA/VA Loan Rates

Effective Date 02/21/2020
Rates Subject to Change

Interest Rate	APR*	Info and/or Terms
As low as 3.625%	As low as 3.663%*	30 Yr Fixed - 0 Points
As low as 3.625%	As low as 3.693%*	15 Yr Fixed - 0 Points
As low as 4.375%	As low as 4.414%*	203K 30 Yr - 0 Points

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About Choice One

We serve more than 13,000 members (and counting) throughout Pennsylvania. If you live, work, worship, go to school or own a business entity in Luzerne, Lackawanna or Wyoming Counties, you are eligible to join. So, stop in today and see the difference at Choice One!