Mortgage Rates | Choice One Credit Union

We are happy to announce that our branch lobbies are now open Monday thru Friday for normal business hours. However, will continue to operate drive-thru only on Saturdays. With that being said, the health and well-being of our members and staff remain our top priority. In an effort to help prevent the spread of COVID-19 the coin machine will be out of service until further notice and we continue to encourage the use of contactless options for conducting business, such as drive-thru and digital banking when able.

Take advantage of our 0.25% rate discount to save!

Plus, we’ve eliminated our $500 origination fee.

We can help you get into your dream house or refinance your current mortgage loan with our competitive low rates and flexible terms. At Choice One, our objective is to help you meet your homeownership goals. Apply or get pre-approved online today.

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Home Mortgage Rates from $50,000 to $510,400

Effective Date 07/06/2020

Rates Shown Include 0.25% Promo Discount and are Subject to Change

Interest Rate	APR*	Info and/or Terms
As low as 3.125%	As low as 3.162%*	30 Yr Fixed - 0 Points
As low as 3.125%	As low as 3.177%*	20 Yr Fixed - 0 Points
As low as 2.750%	As low as 2.816%*	15 Yr Fixed - 0 Points
As low as 2.625%	As low as 2.721%*	10 Yr Fixed - 0 Points
As low as 4.500%	As low as 3.211%*	3/1 Yr ARM - 0 Points
As low as 3.000%	As low as 2.904%*	5/1 Yr ARM - 0 Points
As low as 3.125%	As low as 2.984%*	7/1 Yr ARM - 0 Points
As low as 3.125%	As low as 3.032%*	10/1 Yr ARM - 0 Points

Home Mortgage Rates Greater than $510,400

APR*	Info and/or Terms Effective Date 04/02/2020 Rates Subject to Change
Call For Rates	30 Yr Fixed
Call for Rates	15 Yr Fixed
Call for Rates	3/1 Yr ARM
Call for Rates	5/1 Yr ARM

FHA/VA Loan Rates

Effective Date 07/06/2020
Rates Subject to Change

Interest Rate	APR*	Info and/or Terms
As low as 3.500%	As low as 4.564%*	30 Yr Fixed - 0 Points
As low as 3.625%	As low as 4.860%*	15 Yr Fixed - 0 Points
As low as 3.625%	As low as 4.690%*	203K 30 Yr - 0 Points

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About Choice One

We serve more than 13,000 members (and counting) throughout Pennsylvania. If you live, work, worship, go to school or own a business entity in Luzerne, Lackawanna or Wyoming Counties, you are eligible to join. So, stop in today and see the difference at Choice One!