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Mortgage Rates

Mortgage Rates

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Today’s low mortgage rates.

We can help you get into your dream house or refinance your current mortgage loan with our competitive low rates and flexible terms. At Choice One, our objective is to help you meet your homeownership goals. Apply or get pre-approved online today.

Benefits of Choice One Mortgages

  • Low Fixed Rates
  • Finance Up to 95% LTV (Loan To Value)
  • No-Points Program Available
  • Up To 30 Year Terms
  • Low Closing Costs
  • Less Paperwork For Faster Closings
  • FHA Mortgages Available With As Little as 3.5% down
  • Interest Is Usually Tax-deductible***

***Check with your tax advisor. Mortgage tax-deductible interest eligibility depends on your specific tax situation. Most members qualify.

Mortgage Calculator

Want to get an idea of what your mortgage will cost? We have a calculator that can help you find out! Enter your information and get approximate payments on your mortgage. You can compare different loan terms, interest rates, and products that we have. We even offer an estimate on your closing costs! Check it out here!

Apply for a Mortgage

Mortgage Refinance

Refinance & Save!

Wish your mortgage had a lower interest rate? Looking for a lower monthly mortgage payment or shorter term on your home loan? If the answer is yes, refinancing may be right for you. By refinancing the existing mortgage you have with another lender with Choice One, you may be able to save big. With our lower interest rates, you could reduce your monthly payment and save money instantly or reduce the total amount of interest you pay with a shorter term. Call or stop by the credit union to see how much you could start saving today.

Apply for a Mortgage View Mortgage Rates

Mortgage Refinance

You can depend on your credit union’s experience to guide you step-by-step through the entire mortgage process. Stop by the credit union to get started or you can apply online. Have questions about refinancing? Call or visit a branch location today.  We’ll get you started on a home refinance plan to help meet your goals!

Apply for a Mortgage

About Choice One

We serve more than 13,000 members (and counting) throughout Pennsylvania. If you live, work, worship, go to school or own a business entity in Luzerne, Lackawanna or Wyoming Counties, you are eligible to join. So, stop in today and see the difference at Choice One!

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