Mortgage Rates | Choice One Credit Union

Due to the extension of social distancing guidelines the 2020 Choice One Annual Meeting originally scheduled for Monday, April 6th is tentatively rescheduled for Monday, May 4th at 6 PM. We will be in touch as this new date approaches with appropriate updates. We apologize for any inconvenience.

We can help you get into your dream house with our competitive mortgage rates and flexible terms. At Choice One, our objective is to help you meet your home ownership goals. With our low mortgage rates, we can do just that. Be sure to get pre-approved for a mortgage loan at Choice One.

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Home Mortgage Rates from $50,000 to $484,350

Effective Date 04/01/2020

Rates Shown Include 0.25% Promo Discount and are Subject to Change

Interest Rate	APR*	Info and/or Terms
As low as 3.125%	As low as 3.162%*	30 Yr Fixed - 0 Points
As low as 3.125%	As low as 3.051%*	20 Yr Fixed - 0 Points
As low as 2.875%	As low as 2.941%*	15 Yr Fixed - 0 Points
As low as 2.750%	As low as 2.846%*	10 Yr Fixed - 0 Points
As low as 4.375%	As low as 3.507%*	3/1 Yr ARM - 0 Points
As low as 5.000%	As low as 4.121%*	5/1 Yr ARM - 2.625 Points
As low as 5.250%	As low as 4.457%*	7/1 Yr ARM - 2.500 Points
As low as 5.250%	As low as 4.663%*	10/1 Yr ARM - 1.000 Points

Home Mortgage Rates Greater than $484,350

APR*	Info and/or Terms Effective Date 11/6/2019 Rates Subject to Change
Call For Rates	30 Yr Fixed
Call for Rates	15 Yr Fixed
Call for Rates	3/1 Yr ARM
Call for Rates	5/1 Yr ARM

FHA/VA Loan Rates

Effective Date 04/01/2020
Rates Subject to Change

Interest Rate	APR*	Info and/or Terms
As low as 4.625%	As low as 5.974%*	30 Yr Fixed - 2.750 Points
As low as 4.000%	As low as 5.833%*	15 Yr Fixed - 3.625 Points
As low as 4.625%	As low as 4.664%*	203K 30 Yr - 2.250 Points

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About Choice One

We serve more than 13,000 members (and counting) throughout Pennsylvania. If you live, work, worship, go to school or own a business entity in Luzerne, Lackawanna or Wyoming Counties, you are eligible to join. So, stop in today and see the difference at Choice One!