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Mortgage Rates

Mortgage Rates

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Take advantage of our 0.25% rate discount to save!

Plus, we’ve eliminated our $500 origination fee.

We can help you get into your dream house or refinance your current mortgage loan with our competitive low rates and flexible terms. At Choice One, our objective is to help you meet your homeownership goals. Apply or get pre-approved online today.

Home Mortgage Rates from $50,000 to $510,400

Effective Date 07/06/2020
Rates Shown Include 0.25% Promo Discount and are Subject to Change
Interest Rate APR* Info and/or Terms
As low as 3.125% As low as 3.162%* 30 Yr Fixed - 0 Points
As low as 3.125% As low as 3.177%* 20 Yr Fixed - 0 Points
As low as 2.750% As low as 2.816%* 15 Yr Fixed - 0 Points
As low as 2.625% As low as 2.721%* 10 Yr Fixed - 0 Points
As low as 4.500% As low as 3.211%* 3/1 Yr ARM - 0 Points
As low as 3.000% As low as 2.904%* 5/1 Yr ARM - 0 Points
As low as 3.125% As low as 2.984%* 7/1 Yr ARM - 0 Points
As low as 3.125% As low as 3.032%* 10/1 Yr ARM - 0 Points

Home Mortgage Rates Greater than $510,400

APR* Info and/or Terms
Effective Date 04/02/2020
Rates Subject to Change
Call For Rates 30 Yr Fixed
Call for Rates 15 Yr Fixed
Call for Rates 3/1 Yr ARM
Call for Rates 5/1 Yr ARM

FHA/VA Loan Rates

Effective Date 07/06/2020
Rates Subject to Change
Interest Rate APR* Info and/or Terms
As low as 3.500% As low as 4.564%* 30 Yr Fixed - 0 Points
As low as 3.625% As low as 4.860%* 15 Yr Fixed - 0 Points
As low as 3.625% As low as 4.690%* 203K 30 Yr - 0 Points

About Choice One

We serve more than 13,000 members (and counting) throughout Pennsylvania. If you live, work, worship, go to school or own a business entity in Luzerne, Lackawanna or Wyoming Counties, you are eligible to join. So, stop in today and see the difference at Choice One!

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