You’re on a first date. Everything couldn’t have gone better. You two have totally hit it off and the future is looking bright. What can quickly ruin this moment of bliss? How about this scary scenario: the server returns to inform you that your card has been declined. Worse yet, it’s not a simple matter of forgetting to put money in the account beforehand, it’s fraud. A thief has stolen your debit card number and is on a shopping spree, draining your account faster than color is draining from your face. Not such a great first impression anymore, right?
According to the consumer credit reporting agency Experian, credit card and debit card fraud is the most common form of identity theft. Experian’s Identity Theft Resource Center reported that it typically takes three months for the majority of people to find out they have been the victim of identity theft. By that time, your money could be long gone. Worse yet, according to Experian, the effects of identity theft can last up to several years, depending on the type of theft and how quickly you notice and address it.
Choice Alert Credit & Debit Card Protection
So, how do you protect your debit card against this all too common threat? Luckily, there is a rather simple solution for members of Choice One Community Credit Union. You can easily a credit and debit card protection called Choice Alert within the Choice One Mobile app. Choice Alert will enable you to proactively monitor and protect your debit and credit card and prevent fraud. It can give you the peace of mind you need to enjoy living your life, not having to worry if your money is safe. Choice Alert gives you more control over your debit and credit cards than ever before. Best of all, the single sign-in feature eliminates the need for members to sign into a separate application to manage card protection features.
Don’t have the Choice One mobile app? Download it today quickly and easily. It can be found in the App Store or Google Play. Use the same login information you would use to log in to Virtual Branch online banking. It’s that easy!
Choice Alert for Current & New Mobile App Users
For current Mobile App users, the “My Cards” feature can be found under the Quick Links section. This is your link to the Choice Alert app. For new users. Once you download the Mobile App and sign in using your Virtual Branch Online Banking credentials, you’ll be presented with a notification for the “My Cards” feature. Once you close the notification, you can find the Choice Alert app under the Quick Links section. The power to protect your credit and debit cards is now in the palm of your hand. Here are just some of the benefits of Choice Alert.
- Customize alert preferences and use settings to your needs
- Set alerts for transactions
- Get purchase alerts in real-time to help stop fraud in its tracks
- Enable transaction controls for specific areas
- Turn your card “off” to disallow transactions anytime 24/7
- Set credit and debit card spending limits
It’s as easy as this to safeguard your credit and cards, track spending, and control and protect your accounts anytime, anywhere no matter where you go. Around the corner or across the globe, Choice Alert puts the power of card protection, literally in your hands.
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