Visa Credit Cards

Choice One VISA ‒ The Perfect Credit Card Solution

Choice One Community VISA Platinum and Classic Credit Cards are the perfect solution for shopping, bargain opportunities, emergencies, and to track your travel expenses. You’ll save money with our low rates and enjoy the convenience wherever you go.

  • Platinum – A Low 8.90% APR*
  • Classic – A Low 13.50% APR*
  • 2.99%** APR VISA Balance Transfer Ratecreditcardl2
  • No Annual Fee
  • 25-day Interest-Free Grace Period On Purchases
  • Accepted Everywhere
  • Worldwide Cash Advance Option
  • No Balance Transfer Fee

Transfer Balances & Save Instantly!

Every dollar counts in today’s economy. So why pay more than you should? Simply transfer high fee and interest rate credit card balances to a Choice One VISA. With our lower interest rate and no or low fees, you can save money instantly.

Manage Your Visa Account Online

You can access your Choice One VISA credit card statements and pay your bill online. It’s the easy and convenient way to manage your account.  Now, you can do it all through your normal Choice One Virtual Branch Log In!  Learn more here.

***Note: All members need to re-enroll as of 8/29/2016 with the new chip cards.***

To Pay Your Visa Bill Online

As of 8/29/2016, you will need to re-enroll to make a payment on your Visa Credit Card.  Please visit our new website here.

Applying Is Fast & Easy!

It makes dollars and sense to carry a Choice One Community FCU VISA. Start saving today, you can complete an application at the credit union, download an application or apply online.

*APR = Annual Percentage Rate.

**2.99% VISA Balance Transfer Rate is valid for 6 billing cycles from date of transfer.  Rate returns to current rate at that time.  Choice One’s current Platinum Visa Credit Card Rate is 8.90% APR and Classic Visa Card is 13.50% APR with No-Annual Fee.  Balance Transfer offer is good on any new or existing Choice One Platinum or Classic Credit Card.  2.99% balance transfer rate is for balances transferred from another institution only.  Transfers ay not exceed the credit line a member is approved for.

Choice One Federal Credit Union VISA® Summary of Terms

Annual Percentage Rate for Purchases, Cash Advances, and Balance Transfers VISA Platinum 8.90% A.P.R.
VISA Classic 13.50% A.P.R.Balance Transfer Rate- 2.99% A.P.R.**
Grace Period for Purchases 25 days
Annual Fee None
Transaction Fee for purchases Average Daily Balance (including new purchases)
Application Fee $5.00



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