Personal Loans & Lines of Credit

Secured & Unsecured Personal Loans & Line of Credit

Scranton credit union line of credit and personal loan from Choice One FCUAn unsecured Personal Loan is one of our most popular loans because it doesn’t require collateral and it can be used for any purpose. For example, you could borrow the money you need to consolidate bills, pay unexpected medical expenses, take a vacation, make home repairs or buy a new vehicle. All you need is your good credit. All we need is your signature.

A Choice One Share Secured Personal Loan is another money-saving option. Since the secured interest rate is even lower than our unsecured loan rate, so are your payments. Another great advantage for both loan options is that you can apply and be approved quickly.

  • Borrow Up to $10,000
  • Fixed Rate Loan
  • Terms Up To 72 Months
  • Unsecured & Secured Loans Available

Personal Line Of Credit Option

piggybank2With a Choice One line of credit, you can draw the money you need when you want it. A line of credit is similar to a credit card. You can borrow up to your credit limit, and as you pay it back the principal becomes available again. Once you are approved, you simply withdraw the money you need. It’s that easy.

  • Line of Credit Up To $10,000
  • Variable Rate
  • Unsecured Loan
  • Terms Up To 72 Months
  • $300 Minimum Draw

Borrow the money you need today. You can visit one of our Scranton credit union locations to complete your application or apply online.


APR*Info and/or Terms
As low as 8.74%*Term: 72 Months Limit 20% of Gross Income not to exceed $10,000.00

*This rate includes the .25% discount with Auto Pay.

Personal Line of Credit

APR*Info and/or Terms
As low as 8.74%Term: Up to 72 Months
Maximum loan amount up to $10,000.00
*This rate includes the .25% discount with Auto Pay.


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