First Mortgages & Refinancing
There is no better time to buy a new home. Today’s incredibly low rates can make home ownership more affordable than renting. Whether you’re a first time buyer or want to downsize, purchase a second home, or upgrade to a castle, our low rates and flexible payment terms can help you get the new home you want.
- Low Fixed Rates
- Finance Up to 95% LTV (Loan To Value)
- No Points Program Available
- Up To 30 Year Terms
- Low Closing Costs
- Less Paperwork For Faster Closings
- FHA Mortgages Available With As Little as 3.5% down
- Interest Is Usually Tax deductible*
Refinance & Save!
If you are already a homeowner, you could refinance your current mortgage you have elsewhere and save big. With our lower interest rates, you could reduce your monthly payment and save money instantly. Call or stop by the credit union to see how much you could start saving today.
Want to get an idea of what your mortgage will cost?
We have a calculator that can help you out! Enter in your information and get approximate payments on your mortgage. You can compare different loan terms, interest rates, and products that we have. We even offer an estimate on your closing costs! Check it out here!
Why Pay More ‒ Apply Today!
You can depend on your credit union’s experience to guide you step-by-step through the entire mortgage process. Stop by the credit union to get started or you can apply online.
*Check with your tax advisor. Mortgage tax-deductible interest eligibility depends on your specific tax situation. Most members qualify.