When are home equity loans tax deductible?
Embarking on the journey of buying your first home or refinancing your current NEPA residence? Our competitive mortgage loan rates and low closing costs make the process more accessible than ever. The importance of selecting the right mortgage lender cannot be overstated, and Choice One is committed to being #YourChoice for a hassle-free mortgage experience in Luzerne, Lackawanna, and Wyoming counties.
Want to discuss which mortgage loan best fits your unique financial situation? Give us a call at (800) 610-2788 to speak with a loan officer.
- Low Fixed Rates
- Finance Up to 95% LTV (Loan To Value)
- No-Points Program Available
- Up To 30 Year Terms
- Low Closing Costs
- Less Paperwork For Faster Closings
- FHA Mortgages Available With As Little as 3.5% down
- Interest Is Usually Tax-deductible***
***Check with your tax advisor. Mortgage tax-deductible interest eligibility depends on your specific tax situation. Most members qualify.
Refinance & Save!
Wish your mortgage had a lower interest rate? Looking for a lower monthly mortgage payment or shorter term on your home loan? If the answer is yes, refinancing may be right for you. By refinancing the existing mortgage you have with another lender with Choice One, you may be able to save big. With our lower interest rates, you could reduce your monthly payment and save money instantly or reduce the total of amount of interest you pay with a shorter term. Call or stop by the credit union to see how much you could start saving today.
You can depend on your credit union’s experience to guide you step-by-step through the entire mortgage process. Stop by a Choice One branch location to get started or easily apply online. Have questions? Call or visit a branch location today.
About Choice One
We serve more than 13,000 members (and counting) throughout Pennsylvania. If you live, work, worship, go to school or own a business entity in Luzerne, Lackawanna or Wyoming Counties, you are eligible to join. So, stop in today and see the difference at Choice One!
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