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Your Choice Loan

Your Choice Loan

Apply for a Your Choice Loan

Introducing the Your Choice Loan: Empowering Your Financial Journey

Life can be unpredictable, and we understand that financial hardships can arise unexpectedly. At Choice One Community Credit Union, we believe more people deserve access to affordable financial solutions. That’s why we’re proud to offer the Your Choice Loan — a loan designed to support our members who need it most.

What is the Your Choice Loan?

The Your Choice Loan is our commitment to providing you with the financial support you need to overcome obstacles and achieve your goals. With an attractive interest rate as low as 8.50% APR*, you can borrow up to $3,000 with repayment terms up to 60 months. Whether you need funds for consolidating debt, covering unexpected expenses, or pursuing personal ambitions, we’re here to help you succeed.

Why Choose the Your Choice Loan?

  • Personalized Service: At Choice One, we take the time to understand your unique needs and provide solutions that are tailored to you. Our team is dedicated to offering empathetic and supportive service throughout your financial journey.
  • Affordable Rates: The Your Choice Loan offers a lower interest rate compared to typical personal loans, making it a more affordable option for our members.
  • Flexible Repayment Terms: Customize your repayment schedule to suit your financial situation, with terms available up to 60 months. We aim to make the repayment process as easy and stress-free as possible.
  • Building a Better Future: Our goal is to help you not only meet your immediate financial needs but also to empower you to build a stronger, more secure financial future.

We’re Here to Support You

At Choice One Community Credit Union, your financial well-being is our top priority. We recognize that each member’s circumstances are unique, and we are committed to offering personalized solutions that make a real difference in your life. If you have any questions or need assistance with your application, our team is here to help.


*APR=Annual Percentage Rate. Rate shown is for qualified borrowers and subject to change without notice. Rate shown includes a 1% discount for new net pay direct deposit established within 30 days of loan request. Contact your credit union loan officer for complete details and current rates.

About Choice One

We serve more than 13,000 members (and counting) throughout Pennsylvania. If you live, work, worship, go to school or own a business entity in Luzerne, Lackawanna or Wyoming Counties, you are eligible to join. So, stop in today and see the difference at Choice One!

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