Virtual Branch Online Banking

Click Here to Log In
First Time User? Enroll Now.

New & Used Car Search Tool

New & Used Car Search Tool

Learn More

Buying a new or used vehicle just got easier. Choice One can approve your loan before you shop or when you are at select local dealerships. Our new Credit Union Direct Lending (CUDL®) program makes it as easy as 1-2-3.

  1. Start your Search. Go to the CUDL® AutoSmart website to research the new or used vehicle you want. You can also have your loan pre-approved while you are there.
  2. Do your Research. Visit participating dealerships and shop for the vehicle you want. To find participating dealers, visit the CUDL® AutoSmart website. You can also look for the CUDL® logo at participating dealerships.
  3. Finance with Choice One. Tell the dealer that you are a Choice One member and ask for your financing through the CUDL® system − or let them know you are already pre-approved at Choice One. The dealer will receive the credit union’s terms and conditions and complete the sales contract. Drive away with your vehicle that same day!

Drive Home a Better Deal

The CUDL® AutoSmart website also has the resources you need to make an informed car buying decision, including buying tips, reviews, ratings, CarFax®reports, price quotes and more.

View CUDL® AutoSmart   Apply for a Loan   Download an Application

About Choice One

We serve more than 13,000 members (and counting) throughout Pennsylvania. If you live, work, worship, go to school or own a business entity in Luzerne, Lackawanna or Wyoming Counties, you are eligible to join. So, stop in today and see the difference at Choice One!

Latest News

Become a Member