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Mortgage Promotion

Mortgage Promotion

Apply for a Mortgage

Take advantage of our 0.25% rate discount to save.

Plus, we’ve eliminated our $500 origination fee.

Whether you’re looking for a great rate on a mortgage for your first home or want to refinance to lower your existing mortgage rate, Choice One can help you secure financing without the hassle.

Or, if you have questions call (800) 610-2788

Home Mortgage Rates from $50,000 to $510,400

Effective Date 09/24/2020
Rates Shown Include 0.25% Promo Discount and are Subject to Change
Interest Rate APR* Info and/or Terms
As low as 3.125% As low as 3.162%* 30 Yr Fixed - 0 Points
As low as 3.125% As low as 3.177%* 20 Yr Fixed - 0 Points
As low as 2.875% As low as 2.941%* 15 Yr Fixed - 0 Points
As low as 3.125% As low as 3.177%* 10 Yr Fixed - 0 Points
As low as 4.000% As low as 2.972%* 3/1 Yr ARM - 0 Points
As low as 2.875% As low as 2.755%* 5/1 Yr ARM - 0 Points
As low as 3.125% As low as 2.897%* 7/1 Yr ARM - 0 Points
As low as 3.125% As low as 2.968%* 10/1 Yr ARM - 0 Points

FHA/VA Loan Rates

Effective Date 09/24/2020
Rates Subject to Change
Interest Rate APR* Info and/or Terms
As low as 3.000% As low as 4.057%* 30 Yr Fixed - 0 Points
As low as 3.625% As low as 5.039%* 15 Yr Fixed - 1.125 Points
As low as 3.125% As low as 4.184%* 203K 30 Yr - 0 Points

Home Mortgage Rates Greater than $510,400

APR* Info and/or Terms
Effective Date 04/02/2020
Rates Subject to Change
Call For Rates 30 Yr Fixed
Call for Rates 15 Yr Fixed
Call for Rates 3/1 Yr ARM
Call for Rates 5/1 Yr ARM

View our National Mortgage Licensing System and Registry IDs

*APR = Annual percentage rate. Rate based on creditworthiness and term of loan. Rates are subject to change at any time and are not guarenteed.

About Choice One

We serve more than 13,000 members (and counting) throughout Pennsylvania. If you live, work, worship, go to school or own a business entity in Luzerne, Lackawanna or Wyoming Counties, you are eligible to join. So, stop in today and see the difference at Choice One!

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