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Home Equity Loan Promotion

Home Equity Loan Promotion

Apply for a Home Equity Loan

Your Choice for Home Equity Loans

Rates as low as 2.94% APR* & no fees**

Access the equity in your home for less to complete home improvements, fund a major purchase, cover unexpected expenses, and more. No matter the reason for tapping into your home’s equity, Choice One can help you secure low rate, no fee** financing without the hassle.

Or you can download a copy of our home equity loan application or if you have questions call (800) 610-2788.

Home Equity Loan Rates

APR* Info and/or Terms
As low as 2.94%* Term: Up to 58 Months

Full Appraisal Required By Credit Union

*This rate includes the .25% discount with Auto Pay.
As low as 3.64%* Term: Up to 10 Years

Full Appraisal Required By Credit Union

*This rate includes the .25% discount with Auto Pay.
As low as 4.94%* Term: Up to 5 Years
$75,000.00 Maximum Loan Amount or 80% LTV

Drive By Appraisal Required By Credit Union

$24,000.00 Maximum for Drive By Appraisal

*This rate includes the .25% discount with Auto Pay.
As low as 3.74%* Term: Up to 15 Years

Full Appraisal Required by the Credit Union

*This rate includes the .25% discount with Auto Pay.

*APR=Annual Percentage Rate. Rate shown are for qualified borrowers and are subject to change without notice. Rates shown for the Home Equity Fixed, Auto, Personal Rate includes a .25% discount for auto deduct from a Choice One share or share draft account. Contact your credit union loan officer for complete details and current rates. Contact your tax advisor regarding the possible deductibility of interest.

**No Closing Cost Promotion applies to first lien only. Third party fees will be reimbursed for the cost of originating your loan excluding any property tax or transfer fees.  Fee Reimbursement–The lender may have paid some third party fees associated with this loan.  Please refer to the Closing Disclosure provided prior to loan closing for an itemization of third party fees paid by the Borrower (if applicable), and those paid by the Lender on the Borrower’s behalf.  The Borrower agrees to reimburse the Lender the actual amount of bona fide third party fees paid on the Borrower’s behalf, as permitted by applicable law, if the loan is paid off within twenty four (24) months after consummation.

About Choice One

We serve more than 13,000 members (and counting) throughout Pennsylvania. If you live, work, worship, go to school or own a business entity in Luzerne, Lackawanna or Wyoming Counties, you are eligible to join. So, stop in today and see the difference at Choice One!

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