When are home equity loans tax deductible?
We’ll beat your current rate by 1% and give you 90 days with no payments.*
Bring your auto loan to Choice One and trim the excess. Refinance today for a 1% rate reduction and make no payments for 90 days.* Whether you’re dealing with a payment that doesn’t fit your plans or you just want to save more each month, we make it simple. Apply in minutes, get a quick decision, and let our local team handle the details so you can keep more of your money in your pocket.
New Car Loan Rates
| APR* | Info and/or Terms
Effective Date: 09/01/2025
Rates Subject to Change at Anytime |
|---|---|
| Rates as low as 4.89%* | With terms up to 84 Months 110% Financing on Vehicles *This rate includes the .25% discount for Auto Pay. |
Used Car Loan Rates
| APR* | Info and/or Terms
Effective Date: 09/01/2025
Rates Subject to Change at Anytime |
|---|---|
| Rates as low as 4.99%* | With terms up to 78 months *This rate includes the .25% discount with Auto Pay. |
| Rates as low as 8.49%* | Older Vehicles 2015 OR OLDER Term: 48 Months *This rate includes the .25% discount with Auto Pay. |
*Choice One Community FCU may reduce your rate by 1% however your rate will never be lower than our lowest advertised new or used car rates less .25% discount for autopay from a Choice One Share or Share Draft Account. If our regular rate provides you with more savings than this offer, you will receive the lower of the two rates. Proof of your current rate (APR) is required. All loans are subject to credit and underwriting approval. Present Choice One Community FCU loans are not eligible for this offer. Finance charge will accrue during the 90 day no payment option. Contact the credit union for complete details.
About Choice One
We serve more than 13,000 members (and counting) throughout Pennsylvania. If you live, work, worship, go to school or own a business entity in Luzerne, Lackawanna or Wyoming Counties, you are eligible to join. So, stop in today and see the difference at Choice One!
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