Virtual Branch Online Banking

Never Pay an ATM Fee Again: How to Find Surcharge-Free ATMs

Never Pay an ATM Fee Again: How to Find Surcharge-Free ATMs

Are you tired of constantly paying ATM fees? Those charges can add up over time. But don’t worry; there’s a simple solution – as a member of Choice One, you can take advantage of our surcharge-free ATMs through various networks. These networks allow our credit union members to access various ATMs without incurring surcharge fees.

Choice One members have access to tens of thousands of accessible ATMs that are part of the Co-Op Shared Branch, CU Dollar (CU$), Allpoint, and MoneyPass surcharge-FREE ATM networks. Access to surcharge-free ATMs is one of the important perks of Choice One membership. It provides fast access to cash without paying high ATM surcharge fees.  

Seek Out Surcharge-Free ATMs to Save

ATM surcharge fees are charged when someone uses an ATM outside your credit union or bank’s network. That’s why it’s so important to take advantage of the surcharge-free ATMs that come as a benefit of Choice One membership. Why spend the time to search for surcharge-free ATMs? Paying $3 or $4 every time you withdraw cash can add up over time.

Let’s break it down. If you withdraw cash from out-of-network ATMs twice a week, each time paying a $3.50 surcharge fee, that’s $7 a week, $28 a month, and a whopping $336 a year! Just by using surcharge-free ATMs, you could save hundreds of dollars annually.

Finding Surcharge-Free ATMs Near You

Tap the logos below to find surcharge-free ATMs near you or when traveling. Easily search by city, state, or zip code.


Whether through shared branch networks, online resources, or mobile apps, the key is to plan ahead and seek out ATMs that won’t charge fees. Finding surcharge-free ATMs is always smart since charges can add up. It’s worth the savings to take the time to search the links we provided above and familiarize yourself with surcharge-free ATMs near your home, near your place of work, and in your travels.

The next time you need cash, remember to choose wisely and keep more money in your pocket. Tap to learn more about the Choice One surcharge-free ATM network and our Shared Branching Network. 

You are now leaving Choice One Community Credit Union

Choice One Community Credit Union provides links to web sites of other organizations in order to provide visitors with certain information. A link does not constitute an endorsement of content, viewpoint, policies, products or services of that web site. Once you link to another web site not maintained by Choice One Community Credit Union, you are subject to the terms and conditions of that web site, including but not limited to its privacy policy.

You will be redirected to

Click the link above to continue or CANCEL