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Ho Ho Home Equity Loans

Ho Ho Home Equity Loans

Apply for a Home Equity Loan

Rates As Low As 2.49% APR*

Apply today and pay no fees**

Access the equity in your home for less this holiday season to complete home improvements, fund a major purchase, cover unexpected expenses, and more. No matter the reason for accessing your home’s equity, Choice One can help you secure a low rate with no fees**.

Or you can download a copy of our home equity loan application, or if you have questions call (800) 610-2788.

Home Equity Loan Rates

APR* Info and/or Terms
As low as 2.49%* Term: Up to 58 Months

Full Appraisal Required By Credit Union

*This rate includes the .25% discount with Auto Pay.
As low as 2.99%* Term: Up to 10 Years

Full Appraisal Required By Credit Union

*This rate includes the .25% discount with Auto Pay.
As low as 4.99%* Term: Up to 5 Years
$75,000.00 Maximum Loan Amount or 80% LTV

Drive By Appraisal Required By Credit Union

$24,000.00 Maximum for Drive By Appraisal

*This rate includes the .25% discount with Auto Pay.
As low as 3.24%* Term: Up to 15 Years

Full Appraisal Required by the Credit Union

*This rate includes the .25% discount with Auto Pay.

*APR=Annual Percentage Rate. Rates shown are for qualified borrowers and are subject to change without notice. Rate shown includes a .25% discount for auto deduct from a Choice One share or share draft account. Additional rates and terms are available. Contact the credit union for complete details .

**No Closing Cost Promotion applies to first lien only. Third party fees will be reimbursed for the cost of originating your loan excluding any property tax or transfer fees. Fee Reimbursement-The lender may have paid some third party fees associated with this loan. Please refer to the Closing Disclosure provided prior to loan closing for an itemization of third party fees paid by the Borrower (if applicable), and those paid by the Lender on the Borrower’s behalf. The Borrower agrees to reimburse the Lender the actual amount of bona fide third party fees paid on the Borrowers behalf, as permitted by applicable law, if the loan is paid off within twenty four (24) months after consummation.

About Choice One

We serve more than 13,000 members (and counting) throughout Pennsylvania. If you live, work, worship, go to school or own a business entity in Luzerne, Lackawanna or Wyoming Counties, you are eligible to join. So, stop in today and see the difference at Choice One!

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