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Skip A Pay

Skip A Pay

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We’re Here to Lend a Helping Hand

Skip a loan payment in April, May, June, July or August and use the funds to help with other finances. Simply complete the skip a pay form and email it to, mail it, fax it, or bring it to the nearest Choice One branch location drive thru. Vehicle, personal and home equity loans are all eligible.

*A $35.00 processing fee per loan will automatically be deducted from your share account. Interest will continue to accumulate on your loan during the month you skip your payment. Each member is allowed to skip a payment twice during the designated time per calendar year. All requests to skip a payment must be approved by the loan department. MAPS, Shared Secure Loans dated after 9/1/15 and 90 Day Balloon Loans are not eligible for this program. Home Equity Loans are eligible for the Skip-A-Pay program one time in the calendar year. This is a special offer, all accounts must be in good standing to be eligible. Fee must be in the account at the time of application.