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In Pennsylvania, where financial prudence is highly valued, making smart choices about borrowing is crucial. As of November 2023, the average credit card interest rate in the U.S. hit a staggering 24.56%*. This highlights the need for more affordable lending solutions. Whether you’re consolidating debts, planning a significant purchase, or facing unexpected costs, a fixed-rate personal loan can be a wiser choice than high-interest credit cards. At Choice One, we understand the financial needs of Pennsylvanians. Our personal loans are tailored to offer relief and flexibility with low fixed rates and a range of term options.
Here’s why a Choice One personal loan stands out:
- Competitive Rates: Enjoy rates significantly lower than the national average for credit cards.
- Fixed Rates for Stability: Our fixed rates mean your payments remain consistent throughout the loan term, aiding in budgeting and planning.
- Flexible Terms: Choose a loan term that fits your financial situation, allowing for comfortable repayment.
- Simple Application Process: Apply online swiftly and conveniently, or get personalized assistance by visiting our credit union locations.
- Local Understanding: Being based in Pennsylvania, we have a deep understanding of the local financial landscape, benefiting our members.
Whether you’re in Luzerne, Lackawanna, or Wyoming counties, a Choice One personal loan is just a click or a call away. Apply online now to take control of your financial future, or contact a Choice One Loan Officer for tailored advice and assistance.
* High-interest credit card information gathered from lendingtree.com as of November 17, 2023, and subject to change.
About Choice One
We serve more than 13,000 members (and counting) throughout Pennsylvania. If you live, work, worship, go to school or own a business entity in Luzerne, Lackawanna or Wyoming Counties, you are eligible to join. So, stop in today and see the difference at Choice One!