Money Market Accounts

Money Market Accounts Earn More

When you want to earn more on your savings and still be able to access your money when you need it, a Choice One Money Market Account is the right choice. With a minimum deposit of only $2,000, you can earn a higher dividend without locking into a longer term investment, such as a Share Certificate.

Money Market Account savings rates are tiered according to the balance in your account. Each higher minimum balance offers a higher savings rate. You can choose from four account levels. Additional deposits will automatically increase your earnings rate when you reach the new minimum balance tier.

  • Minimum Balance of $2,000.00 up to $19,999.99
  • Minimum Balance of $20,000.00 to $49,999.99
  • Minimum Balance of $50,000.00 to $99,999.99
  • Minimum Balance of $100,000.00 (you can deposit more)

You can make up to 6 withdrawals per month, Each withdrawal must be at least $500. You also must maintain a $100 balance in your Choice One primary savings account.

All credit union deposit accounts, including Money Market Accounts are insured by the NCUSIF* for up to $250,000. There are also steps you can take to have higher account balances that are also insured. We can show you how. To learn more or open a Money Market Account, call or stop by the credit union branch nearest you.

Money Market Accounts

APR*APY*Info and/or Terms
0.15%0.15%-Minimum Balance of $2,000.00 to $19,999.99
-Each Withdrawal must be at least $500.00
-Maximum of 6 withdrawals per month
-$100.00 required in primary savings account
0.15%0.15%-Minimum Balance of $20,000.00 to $49,999.99
-Each Withdrawal must be at least $500.00
-Maximum of 6 withdrawals per month
-$100.00 required in primary savings account
0.20%0.20%-Minimum Balance of $50,000.00 to $99,999.99
-Each Withdrawal must be at least $500.00
-Maximum of 6 withdrawals per month
-$100.00 required in primary savings account
0.25%0.25%-Minimum Balance of $100,000.00 up
-Each Withdrawal must be at least $500.00
-Maximum of 6 withdrawals per month
-$100.00 required in primary savings account

* The NCUSIF is the National Credit Union Share Insurance Fund . It is a federally insured program governed by the NCUA (National Credit Union Administration).

 

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