Membership FAQ

Membership FAQs – We Hope You Find Some Of These Helpful.

Not everyone understands what a credit union does, but it’s not complicated. Credit unions provide accounts and services that are similar to other financial institutions, but the big difference is they are not-for-profit financial cooperatives. Credit union earnings are returned to our members in the form of  lower interest loans, higher yield savings and investment accounts, and no or low fee money management services. Here are some facts about credit unions and how they operate.

What is a credit union?
What makes credit unions different from other financial institutions?
Who can join a credit union?
Who Governs A Credit Union?
Are Your Savings Insured?

You are now leaving Choice One

Choice One Community Federal Credit Union provides links to web sites of other organizations in order to provide visitors with certain information. A link does not constitute an endorsement of content, viewpoint, policies, products or services of that web site. Once you link to another web site not maintained by Choice One Community Federal Credit Union, you are subject to the terms and conditions of that web site, including but not limited to its privacy policy.

You will be redirected to

Click the link above to continue or CANCEL