Regular Share Savings
Regular Share Savings Account ‒ The Key To Choice One Membership
To become a Choice One member, you have to open a Regular Share Savings Account with a minimum deposit of $5.00, or more. This is your “share” in the ownership of the credit union ‒ and why savings are called “shares.” There is also a one-time $5.00 Membership Fee.
To continue to take advantage of the many benefits of Choice One membership, including loans and other accounts and services, you must maintain at least $5.00 in this account. With a minimum balance of $100.00, the account earns a competitive dividend (interest) rate and is insured, along with any other Choice One deposit accounts you open, for a combined total of up to $250,000 by the NCUSIF, an agency of the federal government.* There are also steps you can take to have higher account balances that are also insured. We can show you how.
If you are not already a Choice One member, stop by any of our three convenient branches to become a member and open a Regular Share Savings Account. You’ll be immediately eligible for the many credit union membership benefits. You can download and complete the MEMBERSHIP CARD and return it to any Choice One branch near you to open your account.
* The NCUSIF is the National Credit Union Share Insurance Fund . It is a federally insured program governed by the NCUA (National Credit Union Administration).
|APR*||APY*||Info and/or Terms|
|0.05%||0.05%||$100.00 and up|
|0.05%||0.05%||Christmas Club Account|
|0.05%||0.05%||Vacation/All Purpose Accounts|