VISA Credit Cards
Classic, Gold & Platinum
Your credit union offers VISA Classic, VISA Gold and VISA Platinum Credit Cards. One has the options that suits your lifestyle.
Our money-saving, lower interest rate VISA Platinum, Visa Gold and VISA Classic Credit Cards are perfect for shopping, travel, and in the case of an emergency.
- Low Interest Rates
- NO Annual Fees
- FREE Travel/Accident Insurance
- 25 Day Grace Period On Purchases
- Cash Advances Worldwide
- And More!
Instant Savings! Transfer your high interest credit card balance(s) from another financial institution to our low interest VISAs. You could save money and lower your minimum payment INSTANTLY!
Choice One Federal Credit Union VISA® Summary of Terms
| Annual Percentage Rate for Purchases, Cash Advances, and Balance Transfers | Visa Platinum: 6.99% A.P.R. Visa Gold: 7.99% A.P.R. Visa Classic: 9.99% A.P.R. |
| Grace Period for Purchases | 25 days |
| Annual Fee | None |
| Transaction Fee for purchases | None |
| Cash Advance Fee | None |
| Late Payment Fee | $25.00 |
| Over-the-credit-limit-fee | $10.00 |
| Minimum Finance Charge | None |
| Method of Computing the Balance for Purchases | Average Daily Balance (including new purchases) |
| Application fee | $5.00 |
A $10.00 fee will be charged for any share drafts or checks returned due to insufficient funds. |
|
For a complete credit card disclosure, call 1-800-610-2788 Extension 233. |
|
- Enjoy the low rate of 10.9% on Visa Gold purchases and cash advances and 13.5% on Visa Classic purchases and cash advances when you use your Credit Union Visa Card.
- Eliminate interest charges on purchases when you pay the balance in full within the 25-day grace period.
- Pay off your existing charge cards, switch to a Credit Union Visa Card, and save.
- Use your Credit Union Visa Card at more than ten million locations worldwide.
- Get free Travel/Accident Insurance up to $400,000.
Verified By VISA
With Verified by VISA protection, you'll make online purchases the same way you always have, with one exception. After you type and submit your payment information, you'll be asked to confirm your password by participating Verified by VISA vendors. Your password confirmation is the extra step that secures your account from fraudulent and unauthorized use. Just go to www.visa.com/verified today and take advantage of this new service from VISA.
